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Financing

Comfort now, on a payment that fits your budget

We partner with Goodleap, a home-improvement financing specialist, so a failed system in July doesn't have to mean draining your savings in July.

GoodLeap home improvement financing

How financing works with Holy City

Goodleap offers a wide variety of loan options with repayment plans designed to fit different budgets. The application is short — a handful of questions tells you whether you qualify — and our team handles the paperwork alongside your estimate, so financing never slows the project down.

When financing makes sense

  • A full system replacement you'd rather spread over time than pay at once
  • Stepping up to a higher-efficiency system whose lower operating cost helps offset the payment
  • Unplanned failures — the water heater or compressor that didn't ask permission

Our promise stays the same

Financing is a tool, not a sales tactic. We'll recommend the system that fits your home and be straight with you about what's worth financing — the same honest-recommendations approach we bring to every visit.

Ready to apply? The Goodleap application takes just a few minutes: apply with Goodleap online.

Prefer to talk it through? Call (843) 790-6504 — a real person answers until 9 PM.

Commercial financing

Trio Capital commercial financing

For commercial projects we also work with Trio Capital — ask us about commercial financing options when you request your estimate.

*Subject to credit approval. Ask for details. NMLS #1416362.

Incentives can shrink what you finance — see the Rebates & Incentives Center and our typical pricing ranges to plan the whole picture.

Payment estimator

Move the sliders to see how a project could break into monthly payments. This is an illustration using standard loan math — your actual rate, term, and approval come from Goodleap’s application.

Estimated monthly payment

$119/mo

$14,266 total over the term at these assumptions.

Illustration only — not an offer of credit. Financing is provided by Goodleap, subject to credit approval; your available rates and terms may differ.

Financing questions


Who provides the financing?

Goodleap — a company specializing in home-improvement financing that offers a wide variety of loan options and repayment plans to fit different budgets.

How do I find out if I qualify?

Goodleap's application is short — a handful of questions tells you whether you qualify. Ask us to get you started, or mention financing when you schedule your estimate.

Does financing change which system I should buy?

It can open options — a higher-efficiency system with a lower operating cost may fit your monthly budget better than its sticker price suggests. We'll show the comparison honestly and never push you beyond what makes sense.

Can I finance a repair, or only replacements?

Financing conversations usually center on replacements and larger projects. Call us at (843) 790-6504 and we'll walk through what applies to your situation.

Rainbow Row's pastel historic houses on East Bay Street in Charleston, South Carolina

Get real numbers for your home

Replacement estimates are free — and we'll bring the financing options with us.